We built an embeddable SDK that allows SaaS platforms to offer internal financial features—like balances, transfers, and approval flows—without becoming a fintech company. It’s “financial services as a function” for B2B SaaS.
The project tackled a growing need: B2B SaaS platforms (like CRMs or ERPs) increasingly want to add embedded finance features, but without the cost or complexity of becoming a regulated fintech. We delivered a plug-and-play SDK that lets platforms launch internal financial flows—multi-tenant, modular, and API-ready.
The project tackled a growing need: B2B SaaS platforms (like CRMs or ERPs) increasingly want to add embedded finance features, but without the cost or complexity of becoming a regulated fintech. We delivered a plug-and-play SDK that lets platforms launch internal financial flows—multi-tenant, modular, and API-ready.
The main challenge was building a flexible, secure, and scalable financial logic engine that could integrate into any SaaS product without interfering with its core logic. We had to support multi-tenancy, role-based approval flows, and compatibility with various payment providers, all while keeping integration simple.
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Our client needed a way to offer native finance features—custom balances, internal transfers, and integrations with payout providers—inside their SaaS platform. We developed ShadowBanking SDK, an infrastructure layer that handles everything from balance logic to gateway abstraction.